💼 Investment Return Calculator
Analyse the actual return on an investment you already hold — including capital gains, dividends, and annualized performance.
Enter your values
- Annualized return (CAGR)11.76%
- Total profit / loss€2,800.00
- Dividend yield on cost6%
- Growth multiple1.56
What this means
- Total return including dividends: 56%
- Annualized return: 11.76%
- Total profit: €2,800.00
Visual results
Detailed breakdown
| Year | Investment value |
|---|---|
| 1 | €5,587.93 |
| 2 | €6,245.00 |
| 3 | €6,979.33 |
| 4 | €7,800.00 |
About this calculator
Measuring what actually happened
This calculator works backwards from real numbers. You enter what you paid, what it’s worth now, and any income received — and get an honest picture of your actual return, including the annualized rate.
Total return vs price return
Price return only measures capital gain or loss. Total return adds dividends, interest, or other income. For dividend-paying stocks or bonds, the difference can be significant over many years.
Dividend yield on cost
Dividend yield on cost is a useful measure for long-term holders: it shows dividends as a percentage of your original cost basis, not the current price. A stock bought cheaply years ago may now yield 8% on cost even if its current yield is only 2%.
Using annualized return for comparisons
The annualized return (CAGR) lets you compare this investment against any benchmark — the stock market, a savings account, or inflation — on equal terms, regardless of how long you’ve held it.
Frequently asked questions
What is total return?
Total return includes both capital gain (or loss) and any income received, such as dividends or interest. It's the most complete measure of how an investment has actually performed.
What is dividend yield on cost?
Dividend yield on cost shows total dividends received as a percentage of what you originally paid. It differs from the current dividend yield, which is dividends relative to the current price.
How does this differ from the compound interest calculator?
The compound interest calculator projects forward from inputs. This calculator works backwards from what actually happened — you enter real numbers (what you paid, what it's worth, what dividends you received) to see your actual historical return.